Free Personal Budgeting App

Budget smarter.
Stress less.

Prosper Stream is the simple, visual budgeting app that helps you track every dollar, manage your bills, and finally feel confident about your money — paycheck to paycheck or not.

June 2026

Monthly Overview

$4,200

Income

$2,850

Expenses

$1,350

Left Over

Rent
$1,200
Netflix
$18
Electric Bill
$95
Gym Membership
$40

100%

Free Forever

0

Ads or Tracking

∞

Months of History

Features

Everything you need to own your finances

Built for real people managing real money. Whether you're living paycheck to paycheck or building wealth — Prosper Stream has you covered.

Income & Expense Tracking

Log every paycheck, bill, and purchase in one clean place. Real-time totals always tell you exactly where you stand.

Bill Payment Tracking

Mark bills paid with a tap. Never miss a due date or pay a late fee again — your checklist updates instantly.

Visual Spending Charts

Beautiful charts break your spending down by category so you can spot habits, cut waste, and save more.

Auto-Recurring Transactions

Set up your recurring bills and income once. Prosper Stream automatically carries them into each new month.

Month-by-Month History

Flip through any past or future month to review your history or plan ahead for big expenses coming up.

Private & Secure

Your financial data is encrypted and completely private. No ads, no data selling — ever.

How It Works

Up and running in minutes

No complicated setup. No learning curve. Get your budget organized in four simple steps.

01

Create your free account

Sign up in seconds with just your email. No credit card required.

02

Add income & bills

Enter your paychecks, rent, subscriptions, and any recurring expenses.

03

Track payments daily

Check off bills as you pay them throughout the month to stay on top.

04

See your full picture

Your dashboard shows totals, leftover money, and spending charts at a glance.

Real People. Real Results.

People who changed how they budget

★★★★★

"Finally a budgeting app that's actually simple. I've tried 6 others — Prosper Stream is the only one I've stuck with."

Maria T.

Freelance Designer

★★★★★

"The recurring transaction feature saves me so much time. My budget is basically automatic now."

James K.

Teacher

★★★★★

"I used to overdraft every month. Now I always know exactly what's left before payday."

Alicia R.

Retail Manager

Prosper Stream

Your money.
Your control.

Join thousands of people who use Prosper Stream to take back control of their finances — for free.